Archive for the 'Pension System' Category

Kyodo: Japan Pension Service has drawn up a guideline that renders foreign residents on welfare no longer eligible for a uniform waiver from premium payments for the public pension, effectively a turnaround from a long-held practice of treating them equally with Japanese, sources familiar with the matter said Tuesday.

Human rights activists said it is tantamount to discrimination based on nationality. In fiscal 2010, roughly 1.41 million households were on public assistance. Around 42,000 were households led by foreign residents.

In a reply dated Aug. 10 to a query from a local pension service office, JPS, a government affiliate commissioned to undertake pension services, said, “Public assistance benefits are provided to foreigners living in poverty as done so for Japanese nationals, but foreigners are not subject to the law on public assistance.”

Guest writer: This past December, just before winter vacation, the owner of the college where I teach called me into his office and announced in no uncertain terms that in 3 months, at the end of March, I would be fired. After 24 years working for the school, with hardly any advanced warning, I was to be among the unemployed, and at an age (56) when it would be all but impossible to find a similar position in Japan.

The owner, not so generously, said he would allow me to continue as a part-timer at the bottom of the pay scale, with a loss of health care benefits, at an income which, unless I came up with something to supplement it, would impossible to live on. In addition, he made it a point to explain, though I might have thought I was fulltime, for the first 5 years, (when I taught at both his high school and college) I actually was a part-timer, and that I could expect my retirement package to reflect it…

As I believe that the circumstances I describe might apply to any number of foreign workers in Japan, I am writing in the hope you might gain from some of my mistakes. First of all, verbal agreements mean nothing. Insist on getting those promises in writing. When I interviewed for my job at the high school, there were three people in the room, but 24 years later, two of them are dead, and the only person who might verify my story is the man I had to take to court.

If you believe in labor unions, better join up before you encounter any problems. Or if you do try joining a labor union, don’t let them know of your predicament, or else they will have nothing to do with you. (I couldn’t even get them to recommend a lawyer.) Basically labor union resources are reserved for members of long standing who have paid their dues…

Finally, and most important of all, get a lawyer. I simply would have been a dead man without one. I was lucky enough to have a friend recommend one to me, and still luckier that he was willing to go to court. It never seemed to even occur to my boss that I would or could litigate. I had already received notice, the court date was set, and I was meeting with my lawyer. It was March 30th and one day from termination, when I got a fax from my school’s lawyer rescinding it. I’m back at work now as if nothing happened, though who is to say whether or not I won’t go through the same hell again next year.

Opening: They say that human rights advances come in threes: two steps forward and one back. 2009, however, had good news and bad on balance. For me, the top 10 human rights events of the year that affected non-Japanese (NJ) were, in ascending order:

10) “Mr. James”, 9) “The Cove”, 8) The pocket knife/pee dragnets (tie), 7) “Itchy and Scratchy” (another tie), 6) “Newcomers” outnumber “oldcomers”, 5) Sakanaka Proposals for a “Japanese-style immigration nation”, 4) IC-chipped “gaijin cards” and NJ juminhyo residency certificates (tie), 3) The Savoie child abduction case, 2) The election of the DPJ, and 1) The “Nikkei repatriation bribe”.

Case number #4534 of why one does not allow untrained bureaucrats to make Immigration decisions: The potential for misunderstanding and abuse.

Last April, the GOJ decided to offer unemployed Nikkei workers (only — this did not apply to Chinese etc. “Trainees and Researchers” because they did not have the correct blood) a 300,000 yen Repatriation Bribe for airplane tickets “back home”, not only asking them to void their visas and give up their paid-in pensions, but also to go elsewhere and just be somebody else’s problem.

Now, according to the Mainichi of Sept 14, 2009, a local government tried to make any possible welfare benefits to a NJ contingent upon promising to take the Bribe and go home — a Catch-22 if ever there was one.

Not too surprising. This is the same prefecture which around up to ten years ago restricted or denied NJ the right to sign up for the National Health Insurance (kokumin kenkou hoken) because they weren’t “kokumin” (citizens) .

Fortunately, this case came out in the press. How many others have been duped here and elsewhere and forced to go home without it being reported? Shame on the GOJ for creating this policy avenue for abuse in the first place.

Japan Times: “In your wallet or somewhere at home, do you have a blue or pink card showing that you are enrolled in one of Japan’s national health and pension programs? If not, and if you are thinking of extending your stay here, you may want to think about a recent revision to visa requirements for foreign residents. The changes, which the Justice Ministry says were made in order to “smooth out the administrative process,” may have major consequences for foreign residents and their future in Japan.”

The bottom line is that all residents of Japan … have to be enrolled in one or other of the two systems. The revised visa laws, therefore, should pose no threat to anyone’s visa renewal, because every foreigner in Japan should already be enrolled. However, the reality is that most foreigners in Japan do not have either form of insurance…

Asahi: The average household that starts receiving public pension benefits this fiscal year will see the payment level drop to about 40 percent of average working household incomes in 20 years, the welfare ministry said.

The ministry’s latest estimates include changes in annual benefits over 20 years
. If the average household begins receiving benefits in fiscal 2009 when the couple reach the age of 65, the payments will be 223,000 yen a month, or 62.3 percent of the average income of working households.

When the couple become 85 years old, the pension amount will be 199,000 yen in terms of current values, or 43.2 percent of the average working household income.

COMMENT: Here is the proposed future for those of us paying into our nation’s pension plan. Read and weep. Considering Japan’s unofficial poverty line is about 200,000 yen a month, people who retire are forecast to become just that: impoverished.

How has a government policy for a developed country disintegrated into something so ludicrous, where even officially sanctioned exclusionism has a hierarchy?…

Put bluntly, the policy is: train one percent (5,000) to stay; bribe the rest to go and become some other country’s problem. In fact, the government stands to save a great deal of money by paying the nikkei a pittance in plane fares and repatriation fees, while keeping their many years of pension contributions (usually about 15% of monthly salary). By using this economic sleight-of hand, offering desperate people short-term cash if they foresake their long-term investments, this anti-assimilation policy becomes profitable for the government, while beggaring foreigners’ retirements…

This is what happens when people are brought into a country by official government policy, yet for unofficial purposes at odds with official pledges. Japan has no immigration policy. It then becomes awkward for the government to make official pronouncements on how the new workforce is contributing to the economy, or why it should be allowed to stay. So the workforce remains in societal limbo. Then when things go wrong — in this case a tectonic macroeconomic shift — and the policy fails, it is the foreigners, not the government, who bear the brunt.

Japan Times: Under an emergency measure drawn up by the ruling Liberal Democratic Party only last month, from April 1 the Japanese government is offering nikkei — i.e. workers of Japanese descent on “long-term resident” visas — a repatriation bribe. Applicants get ¥300,000, plus ¥200,000 for each family dependent, if they “return to their own country,” and bonuses if they go back sooner…

Let this scheme sink in for a minute. We now have close to half a million nikkei living here, some of whom have been here up to 20 years, paying in their taxes and social security. They worked long hours at low wages to keep our factories competitive in the world economy. Although these policies have doubled Japan’s foreign population since 1990, few foreigners have been assimilated. Now that markets have soured, foreigners are the first to be laid off, and their unassimilated status has made them unmarketable in the government’s eyes. So now policy has become, “Train 1 percent (5,000) to stay, bribe the rest to be gone and become some other country’s problem.”

Sound a bit odd? Now consider this: This scheme only applies to nikkei, not to other non-Japanese workers also here at Japan’s invitation. Thus it’s the ultimate failure of a “returnee visa” regime founded upon racist paradigms.

Nikkei Portuguese newspaper Jornal Tudo Bem put on its front page this week, according to a friend who reads Portuguese, an article stating that NJ get no partial pensions unless they pay in the full 25 years (Japanese, however, get partial pensions commensurate to a partial payment). Administrative Solicitor Akira Higuchi says that’s not the case. Very confusing–let’s hope there’s some clarification forthcoming.